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Google Unveils Agent Payments Protocol for AI Purchases

by Kittisak Meepoon September 17, 2025
written by Kittisak Meepoon September 17, 2025
61

What To Know

  • Google launches open protocol for shopping agents Bangkok, Thailand — Google has just rolled out a groundbreaking open protocol called the Agent Payments Protocol (AP2), aiming to reshape how AI agents buy things on behalf of users.
  • In sum, the Agent Payments Protocol marks a big step toward a future where AI agents aren’t just tools but trusted partners in commerce…for the latest news, keep on logging to Thailand AI News.

Thailand AI News: Google launches open protocol for shopping agents Bangkok, Thailand — Google has just rolled out a groundbreaking open protocol called the Agent Payments Protocol (AP2), aiming to reshape how AI agents buy things on behalf of users. Announced on September 16, 2025, this initiative is backed by over 60 merchants and financial institutions, and promises smoother interactions between AI platforms, payment systems and retail vendors

AI agents could soon shop for you securely with Googles new AP2 protocol
Image Credit: AI Generated

In today’s fast-evolving digital commerce landscape, the need for transparency and trust has never been higher. This Thailand AI News report finds that AP2 introduces two mandatory approvals before any purchase can occur: an intent mandate (telling the AI what the user wants) and a cart mandate (final sign-off for purchase).

How it works and why it’s ambitious

AP2 is designed for scenarios where AI agents don’t just search, but negotiate, bundle, and buy in real time. Imagine a user asking for a weekend bike trip package — the AI would coordinate with bike shops, travel agents, airlines, hotels, compare offers, and execute everything if it meets your budget.

Another example: say you set limits on price, timing or style. The agent can automatically generate the cart mandate once suitable items are found — assuming you have provided detailed enough instructions up front. Otherwise, you need to approve each cart manually.

Security, open standards, and crypto integration

One of AP2’s key features is auditability. Google insists every transaction leaves a traceable paper trail — crucial in fraud investigations or disputes.

Google also pledged to keep development open. The full protocol spec is now available on GitHub, and the company wants to work with standard-setting bodies, other tech firms, and the payments ecosystem.

Interestingly, the protocol also integrates cryptographic tools and supports crypto wallets. Google has collaborated with players like Coinbase, MetaMask, and the Ethereum Foundation to connect AP2 with an x402 extension for purchases via crypto sources.

Who’s on board and what obstacles lie ahead

Major names such as Mastercard, American Express, and PayPal have already backed AP2, giving it instant credibility in financial circles.

On the other hand, adoption will depend on developers building agentic purchasing systems, retailers agreeing to play along, and ensuring regulatory compliance — especially in Asia where payment rules vary widely. Differences in consumer protection laws, data privacy, and the level of digital infrastructure might slow rollout.

Looking ahead as Thailand and Asia watch closely

For Thailand, where mobile payments and e-commerce are booming, AP2 could make AI-assisted shopping more seamless and secure. Whether in travel bookings, online retail or financial services, this kind of protocol could enable new services — but only if local players (banks, merchants, app developers) support it.

Google’s AP2 might set a new baseline for how autonomous agents transact in future economies. It’s not just about letting AI shop — it’s about doing so with accountability, interoperability, and user control. Global adoption could reshape trust in automated commerce, pushing forward standards and expectations.

In sum, the Agent Payments Protocol marks a big step toward a future where AI agents aren’t just tools but trusted partners in commerce…for the latest news, keep on logging to Thailand AI News.

AI agent paymentsautonomous e-commerce transactionsfuture of digital paymentsGoogle AI platformmachine-to-machine (M2M) paymentsnew payment protocols
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Kittisak Meepoon

Kittisak Meepoon is an experienced marketing and communications consultant with a strong background in the hospitality, gems, food, spa, healthcare, and real estate industries. He regularly contributes to various Thai and Chinese publications. Currently, he is also pursuing a professional certification program endorsed by the Thai government in Thai herbal medicine and herbal product manufacturing.

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